At Qualpay, our experienced underwriting team supports a wide breadth of merchant relationships from start-ups to mature businesses. Our merchant account is fully-integrated with Qualpay products and can be used as a standalone account. Our account supports all the ways payments are taken today.
Take a moment to visit our prohibited list and note that we look for businesses that support transparent marketing practices. Still unsure? Email partnersupport@qualpay.com with a couple of pieces of information and we will take a quick look.
Qualpay supports a variety of niche verticals:
BSPs
Billing Service Providers offering receivables management and billing services on accounts, debts or receivables collected under the normal course of business. We look for a business to be:
- Operating greater than 2 years.
- Following the requirements of FDCPA with no unresolved violations.
- U.S.-based debt only, where original source/terms can be validated. No purchased debt, write-offs or debt where original source/terms cannot be validated.
Business Services
Licensed services, legal services, entity creation, web development, tax preparation, marketing, and consulting (where services are supported in-house). Loan/Refinancing documentation preparation services are prohibited. We look for a business to have:
- Operating greater than 1 year.
- Minimum of 6 months processing history.
- History of dispute ratios below 1%.
Education and Training
Businesses selling how-to books, applications, DVDs, software tools, as well as offering certification programs, for example, health and wellness consultants and coaching for individuals or groups on how to become better at business, speaking etc. We look for a business to be:
- Operating greater than 1 year.
- Minimum of 6 months processing history.
- History of dispute ratios below 1%.
- Transaction size to be less than $7,500 per transaction with fulfillment completed within 30 days.
Information & Data Services
Information lists and how to services including ebooks, magazines and newspaper subscriptions, “how to get” information, for example, a drivers license, foreclosed homes, and phone numbers. We look for a business to be:
- Operating greater than 1 year.
- Minimum of 6 months processing history.
- History of dispute ratios below 1%.
Nutraceuticals
Includes businesses providing dietary, as well as beauty and health products. We look for a business to be:
- Operating greater than 1 year.
- Minimum of 6 months processing history.
- History of dispute ratios below 1%.
- A supported item. Check by reviewing restricted Products and Ingredients.
- Trials with the option to purchase immediately, as well as recurring and one-time purchases.
Technology and Software
Includes businesses with programs used to operate computers and related devices, hardware, networking, and computer stores. We look for a business to be:
- Operating greater than 1 year.
- Minimum of 6 months processing history.
- History of dispute ratios below 1%.
